Buyers

We guide homebuyers through every step of the closing process with clarity and care.

What we handle for you

Buying a home is the biggest purchase most people make. We take the complexity out of closing so you can focus on what matters.

Title search and insurance

We search the property's history and provide insurance that protects your ownership.

Escrow account management

Your earnest money and closing funds are held safely until all conditions are met.

Closing coordination

We schedule everything, prepare documents, and guide you through closing day without confusion.

Your closing timeline, step by step

The closing process moves in stages, each one building toward your ownership. We handle the mechanics while you stay informed at every turn.

Offer accepted, inspection period starts

Title search begins, appraisal is ordered

Final walkthrough, documents signed, keys handed over

Why buyers trust United Title & Escrow

Buying a home is personal. We treat your closing with the attention and expertise it deserves, removing obstacles so you can focus on the excitement of moving in.

Local knowledge of Northern Virginia

Experienced team handles all details

Transparent process from start to finish

Questions

Find answers to common questions buyers ask about closing.

What is title insurance?

Title insurance protects you against claims to your property that may arise after closing. It's a one-time premium that covers legal fees and potential losses from title defects.

How long does closing take?

Most closings happen within 30 to 45 days from the time you go under contract. The exact timeline depends on your lender, the title search, and any issues that come up during the process.

What happens during escrow?

Escrow is when a neutral third party holds your earnest money and other funds until closing. We ensure all conditions are met before releasing those funds to the seller.

Do I need a real estate attorney?

In Virginia, having an attorney at closing is required by law. We work closely with your attorney to make sure everything runs smoothly on closing day.

What documents will I sign?

You'll sign the deed of trust, promissory note, closing disclosure, and other documents required by your lender and Virginia law. We'll explain each one before you sign.

Can I get a refund of my earnest money?

Title insurance is a one-time policy that protects your ownership against claims that surface after closing. It covers legal costs and losses from defects in the property's history. Think of it as insurance for your investment.

What is title insurance?

Most transactions close within 30 to 45 days from going under contract. The timeline depends on your lender's pace, how quickly the title search completes, and whether any issues emerge. We keep things moving without cutting corners.

How long does closing take?

We hold your earnest money and closing funds as a neutral third party until all conditions are satisfied. Once everything checks out, we release those funds to complete the transaction. It's protection for both you and the seller.

What happens during escrow?

Virginia law requires an attorney at your closing table. We coordinate with your attorney to ensure the process runs without friction. Having legal representation protects your interests throughout the transaction.

Do I need an attorney?

You'll sign the deed of trust, promissory note, closing disclosure, and documents required by your lender and state law. We review each document with you before you sign anything. No surprises, no confusion.

Ready to close?

Get in touch with our team today and let's make your closing straightforward.